Julius Gray and Associates, LLC was started by Jay R. Murray, former CEO of Vizo Financial and Mid-Atlantic Corporate Federal Credit Union. As a passionate advocate for the cooperative movement, Jay has worked for more than 38 years in leadership positions driving teams and clients to build cooperative efforts that create meaningful change for our society.

Julius Gray and Associates, LLC has a broad experience in building strong organizational culture, managing through crisis, introducing new ideas and strategies, and applying technological applications that drive business cooperatives forward.